For over 24 years, our mortgage department has been underwriting streamlined mortgage programs for real estate investors with all property types.  While an SBA Loan or other fully documented mortgage loan offers certain benefits, sometimes a Hard Money Loan or a Stated Commercial Mortgage is a great option for self-employed borrowers or any borrower that has been turned down by your local bank.  Our consultants will help you work through the best options for you, for your business needs and for your unique personal situation.  Guidelines are much less stringent with these types of loans and closings can happen in as little as 3 weeks.  Loan Amounts: $25,000 to $15,000,000.


Here are some of the property types we have funded: Office, Warehouse, Hotels, Retail, Mixed Use, Industrial, Self Storage, Condo Associations and more  


  • Get funding to invest in your commercial owner occupied or rental properties, as well as construction projects

  • Borrow Stated Income / Streamline

  • 600-650 FICO scores, sometimes lower

  • Get funding even with a recently discharged bankruptcy or foreclosure  


  • Some loans may require a greater down payment or greater equity within the property

  • Hard Money and Stated Income rates may be slightly higher than "Bank Rates", but what good are those rates when the bank won't approve your loan or they take too long to close 

Best for:

  • Real estate investors looking to grow their portfolios without the excessive documentation requirements

  • Investors with non-tradtional income sources, who can't qualify "full doc"

  • Investors who need to close fast and can’t wait for traditional SBA or bank funding

  • Construction, Purchasing or Refinancing of commercial and mixed use properties 


Our 3 Step Process:

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1. Apply

Fill out our Quick Apply application.

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2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

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3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.