INVESTOR MORTGAGE PROGRAMS

Founded in 1996 as All American Home Mortgage Company, Inc., we know too well how difficult it is for residential property investors to obtain financing for their real estate ventures.  The sheer volume of required documentation by most banks and mortgage lenders is never ending, but it doesn't have to be that way.  For over 24 years, our mortgage department has been underwriting streamlined mortgage programs for real estate investors with non-owner occupied properties.  Mortgage loan programs are available with No Income Verification (NIV) and even No Asset Verification.  Yes, even for investment property purchases, refinances and Fix & Flips.  

Pros: 

  • Get funding to invest in your residential and mixed use rental properties, as well
    as Fix & Flips
     

  • Borrow higher amounts up to 80% with No Income Verified. No Pay-Stubs, No 1040's, No 4506 Forms
     

  • 550 FICO scores, sometimes lower
     

  • Get funding even with a bankruptcy or foreclosure discharged within less than a year  
     

Cons:

  • Some loans may require a greater down payment or greater equity within the property
     

  • Rates may be slightly higher than "Bank Rates", but what good are those rates when the bank won't approve your loan or they take too long to close 
     

Best for:

  • Real estate investors looking to grow their portfolios without the excessive documentation requirements
     

  • Investors with non-tradtional income sources, who can't qualify "full doc"
     

  • Investors who need to close fast and can’t wait for traditional funding
     

  • Purchasing, Refinancing or Fix & Flipping of 1 to 5 family residential and mixed use properties 

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Our 3 Step Process:

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1. Apply

Fill out our Quick Apply application.

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2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

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3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.